nasw life insurance

You may set your browser so that it does not accept cookies; however, certain features of our sites may not function properly or be available if your browser is configured to disable cookies. In the absence of any of the exclusions set forth above, it shall be the program administrator's responsibility to correct any transactions not completed in accordance with your payment instructions. movement, complete and irreversible paralysis of such limbs. The NASW Accidental Death & Dismemberment (AD&D) Insurance Plan guarantees your acceptance for up to $100,000 in accident coverage if you're under age 70 and a resident of the U.S. •    As with any other business, it is possible that in the future we could merge with or be acquired by another company. If you are currently covered, he or she may apply for coverage on his or her own. Start your renewal process today. This NASW-endorsed program offers three affordable benefit plan options to help fit your needs and budget. Any user who signs up for e-mails can unsubscribe or manage his/her subscription by linking to the personal URL e-mailed to all subscribers. Application is subject to approval. It may be represented by an account number, policy number, access number or code, or other number used by the merchant to identify your account. NASW/ASI is compensated … A.G.I.A., Inc. is the Plan Administrator that administers the insurance plan on behalf of the Hartford Life and Accident Insurance Company for the benefit of the Group Policyholder. Our Liability for Failure to Complete Transactions. b. I would like a NASW … These charges will be disclosed to you prior to your payment instruction. We collect the e-mail addresses of those who communicate with us via e-mail and online forms, including those who specifically check a box to subscribe on our online forms (for example, request for information on this website). This Terms of Service Agreement also applies to personal information that we maintain on former customers. a billing transaction with your financial institution to deduct the appropriate amount from your account. By using and/or accessing this site or its services, you acknowledge that you have read, understand, and agree to be legally bound by this agreement. The carrier, service provider and the program administrator periodically update the information on the website, but disclaim any responsibility to do so. Your use of the website following such change constitutes your agreement to follow and be bound by the Privacy Policy as changed. •    As with any other business, it is possible that in the future we could merge with or be acquired by another company. These Terms of Services shall be governed by the laws of the state of California without regard to that state's conflicts of laws provisions and by applicable Federal laws and regulations. NASW Assurance Services, Inc. is compensated for the placement of insurance and for the services it provides to customers on behalf of the insurance company, in addition to other compensation it may receive. Sale of Personal Information         B. 916.442.4565 • Fax. You must agree to these Terms of Service ("Agreement") in order to enter into a transaction on this website. Furthermore, you agree that you will not use the website or services to introduce viruses, worms, Trojan horses or other malicious, destructive or harmful codes or programs, and you agree that you will take every precaution not to introduce these harmful codes into the website and services. Circumstances over which the program administrator has no control including, but not limited to large-scale technical malfunctions, including, but not limited to loss of access to the internet or loss of access to the Federal Reserve System, prolonged outages of phone lines, electricity or similar infrastructure, acts of nature, war, riot, civil disobedience or similar events of insurrection, governmental or court orders, regulatory or legislative changes by any local, state or federal governmental agency, strikes, work stoppages, or other similar occurrences or circumstances. Designed by social workers with the specific needs of social workers in mind, the NASW-Endorsed Professional Liability Insurance … Acceptance into this plan is subject to medical evidence of insurability as determined by The Hartford 1. By consent, you are acknowledging that you have read and understood this Privacy Policy and agree to be bound by it. However, we shall incur no liability if a bill payment is not made in a timely manner or if it is unable to complete any payments initiated by you through the Bill Payment Service because of the existence of any one or more of the following circumstances: LIMITATION OF LIABILITY AND YOUR EXCLUSIVE REMEDY. AGIA may also deny data deletion requests if legal or regulatory obligations prevent us from doing so or if we have reason to believe the request is fraudulent. Although you have been provided with a description of benefits, you understand for insurance products, that only the insurance policy issued to the policyholder (your association) can fully describe all of the provisions, terms, conditions, limitations and exclusions of your insurance coverage. Please note that this website is not designed for use by children nor does the website seek to collect information on children who may visit the site. You must execute a domestic partner affidavit for your domestic partner to qualify for coverage. If you sustain an Injury that results in loss of life within 90 days of the accident, the policy pays a Principal Sum of $5,000. We reserve the right to change or supplement this Terms of Service Agreement at any time by posting the changes on this web site. NASW Assurance Services, Inc. is a wholly-owned subsidiary of NASW, responsible for designing, securing, and overseeing high quality, competitive insurance, financial, and other programs and … 3. to communicate with you by mail, telephone or electronically by sending to you communications including, but not limited to, any and all types of electronic communication by email, fax, mail and telephone. For the convenience of our visitors and customers, this website may contain links to other sites. This Privacy Policy applies to all services that are offered through the website. NASW Assurance Services, Inc. is compensated for the placement of insurance and for the services it provides to customers on behalf of the insurance … There is no charge to you for requesting a paper transaction. "Service Provider" means service products are offered by a variety of reputable, approved vendors and their affiliates. •    We disclose information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you). You understand and agree that the information on the carrier's insurance products or the service provider products as described in this website is not complete and does not change or affect the insurance policies or service agreements as actually issued. Box 26450 Phoenix, AZ 85068 To protect your privacy, any personal information we obtain from you is protected using the best available technology. As an NASW member, you have access to an affordable financial plan for your family in case something should ever happen to you. the categories of sources for the personal information we collected about you; c.) our business or commercial purpose for collecting or selling that personal information; d.)the categories of third parties with whom we share that personal information; e.) the specific pieces of personal information we collected about you; and f.) if we sold or disclosed your personal information for a business purpose certain list information will be disclosed. For example, we will rely on your electronic signature to authorize us to process your request for service, insurance coverage(s) and beneficiary designation(s) made during your enrollment. Please refer to the chart below to see the cost for your age and fill out an application today to help protect your family. Your product information requests are encrypted when sent to our customer service center for fulfillment; we use a secure server to safeguard the information you provide to us when asking a customer service question and when you enroll online; and all online enrollment information fulfilled by our customer service center is protected by Secure Socket Layer (SSL) technology to ensure your data is encrypted and safe from view by unauthorized parties. You must be covered with at least $20,000 of life insurance to be eligible for the "living benefit". AGIA may also deny data deletion requests if legal or regulatory obligations prevent us from doing so or if we have reason to believe the request is fraudulent. It’s important for you to take care of your family’s day-to-day needs – both now … Furthermore, you agree that you will not use the website or services to introduce viruses, worms, Trojan horses or other malicious, destructive or harmful codes or programs, and you agree that you will take every precaution not to introduce these harmful codes into the website and services. To update your contact information or to withdraw your consent to an electronic transaction, you may contact your Administrator by calling (800) 424-5181 or by writing to the Office of Administration, PO Box 26450, Phoenix AZ 85068. e. You agree that your electronic signature authorizes The Underwriting Carrier(s), Service Provider(s) or its authorized representatives: 1. to process this transaction at your request and any future transactions that may be needed to administer and help keep in force your coverage under the insurance policy or service agreement. You must execute a domestic partner affidavit for your domestic partner to qualify for coverage. If we exercise any right or remedy, in whole or in part, that exercise will not prevent us from any further or future exercise of such right or remedy or any other right or remedy. In order to ensure secure web pages in your browser using SSL, we've acquired a security certificate from one of the Internet's leaders in secure web technology verification. As an NASW member under age 70, and a resident of the U.S., its territories and protectorates, you can secure this valuable term life coverage in $1,000* units up to a maximum of $500,000. Here at AGIA Affinity (“AGIA”), we understand this and we work hard to keep information about your use of this website safe. California residents can reference Section 7 to find specific information about their privacy rights under the laws of the state of California. For example, we will need personal information from you when you submit a question online, or request product information. Personal Information is information that identifies, relates to or could reasonably be linked with a particular California resident or household. 2. You are responsible for any and all fees and charges that you may incur. Up to $20,000 in Life Insurance Coverage With 50-PLUS, if you are age 50 to 64, and are a resident of the U.S., you are eligible for up to $20,000 of life insurance coverage. In addition, as a further condition of your use of this website and the services, you agree that you will not use the website or services to infringe the intellectual property rights of the program administrator in any way; use the website or services to modify or manipulate the website or services or any of the program administrators hardware or software to invade the privacy of, or obtain private information concerning any enrollee or applicant of the carrier/service provider or to erase or damage any information contained on the computer or the information of any user connected to this website or the services, or to reveal any portion of this website or the services. Please review this privacy statement carefully to understand what information we collect on the website, how it is used, and how you can work with us if you have a concern about your privacy. This information includes your name and e-mail address. If we are unable to obtain funds for a bill payment for any reason associated with your payment card or payment account (for example, there is not a sufficient balance available on your payment card or in your payment account to cover the transaction), then we will not be able to complete your bill payment transaction. "Carrier" means the insurance products described on this site are underwritten by reputable, licensed Underwriting Carrier(s). a. In the event of any difference between the information on the website and services, the benefit highlights, and the insurance policy, the terms of the insurance policy apply. As a condition of your use of this Website and the services, you agree that you will not use the contents of this Website in any other website or in a network computer environment. Your Feedback. If, at any time, you receive a communication from the website that is unrelated to a transaction you have initiated and you would like not be contacted again, please contact us using the procedures outlined below under "Questions About Your Information" to "opt-out" from future communications. Web Beacons. Auto & Homeowners Insurance Group Term Life, Long Term Disability, ... Are there ways we could better serve you and other NASW members? You must agree to these Terms of Service ("Agreement") in order to enter into a transaction on this website. We may also record the name of your Internet Service Provider (ISP) or your Internet Protocol (IP) Address. ii. Simply apply now by using the Apply Now button. Your Rights Under the California Consumer Privacy Act         C. Personal Information We Collect, Sources and How We Use It         D. Exercising Your Rights as a California Consumer     8. For more information, call toll-free (866) 591-8267. UP TO $500,000* IN LIFE INSURANCE COVERAGE TO MEMBERS. By enrolling you acknowledge that you have read the Program Administrator Privacy Policy on the program administrator's website. If the program administrator makes a bill payment to your payee account but is unable to obtain funds for that payment from your payment card or payment account, you agree that your bill payment to your payee account will be reversed. By enrolling you acknowledge that you have read the Program Administrator Privacy Policy on the program administrator's website. Your spouse or domestic partner, under the the age of 70 and a resident of the U.S., its territories and protectorates, may also apply for the same amount of protection as you. The CCPA requires disclosure of this fact. Box 26450 Phoenix, AZ 85068. Circumstances over which the program administrator has no control including, but not limited to large-scale technical malfunctions, including, but not limited to loss of access to the internet or loss of access to the Federal Reserve System, prolonged outages of phone lines, electricity or similar infrastructure, acts of nature, war, riot, civil disobedience or similar events of insurrection, governmental or court orders, regulatory or legislative changes by any local, state or federal governmental agency, strikes, work stoppages, or other similar occurrences or circumstances. Do Not Track     4. You understand and agree that neither the carrier, nor the service provider, nor the program administrator is engaged in rendering legal, tax, insurance benefits or any other advice through this website or services. However, as described in more detail below, there are limited circumstances in which some of your information will be shared with third parties under strict restrictions, so it is important for you to review this Policy. Right to Non-Discrimination. If you have any questions about this privacy policy or your personal information, please contact AGIA customer service at (800) 424-5181. You may also make a request on behalf of your minor child. When you visit this website, we collect and store non-identifying information about your visit. f. After you enroll, you understand and agree that you will not have access to your electronic enrollment record. Revisions and Notification of Changes. Box 26450 Phoenix, AZ  85068. Do Not Track     4. Select a Feedback Type . The Program Administrator provides this website, (collectively "Website" or "Site") the materials and services to you as a user conditioned upon and subject to your acceptance of this Agreement. Once we receive and confirm your verifiable consumer request, we will disclose to you the following: a.) The Bill Payment Service has been designed in compliance with the Payment Card Industry (PCI) Data Security Standards so that no one can access your payment account without proper user authentication. I. In order to ensure secure web pages in your browser using SSL, we've acquired a security certificate from one of the Internet's leaders in secure web technology verification. according to the general provisions of the policy. You may print a confirmation of your enrollment election at the time of enrollment, or you may contact your Administrator for confirmation after your enrollment period ends. You want to keep your personal information, well, personal. Or, you can download, complete, sign and return the application for processing by using the Downloadable Application button. We reserve the right to use your personal information for market research purposes to better serve you but we will not sell your voluntarily provided information and will not share it with unauthorized persons or organizations. Your spouse/domestic partner's coverage will remain in effect until he or she reaches age 100, as long as your coverage is active, premiums are paid, and they meet the eligibility requirements. Visited on 7/17/2020. •    We disclose information to your agent or legal representative (such as the holder of a power of attorney that you grant, or a guardian appointed for you). We provide access to personal information about our customers only to those employees who require it to provide our services, process customer payments and provide customer service. All uses of this website apart from educational, informational and enrollment purposes are strictly prohibited. The Web beacons are used to compile and aggregate statistics that help us improve the effectiveness of our advertising and make our site easier to use. Email     5. If you are currently covered, he or she may apply for coverage on his or her own. a. d. Once you have given consent for an electronic transaction, you may withdraw your consent only if the carrier or service provider has not taken action in reliance on your consent. an attempt at any of the above; which constitutes a felony under the law. Rates and/or benefits may be changed on a class basis. We recommend that you consult with a qualified tax advisor. Injury means bodily injury resulting directly from an accident and independent of disease or bodily infirmity, which occurs while you and your dependents are covered under the policy. THE FOREGOING SHALL CONSTITUTE THE PROGRAM ADMINISTRATORS ENTIRE LIABILITY AND YOUR EXCLUSIVE REMEDY. This Privacy Policy is incorporated into and subject to the terms of the website Terms of Service. The following defined terms are used in these Terms of Services: "Program Administrator" means the entity that is offing and providing services through this website (collectively "Program Administrator" or "Administrator" or "we" or "us"). Would there be enough money to help pay for your final expenses, your house and utility payments, your day-to-day living costs, college expenses for your children…? after we receive proof of loss, in accordance with the proof of loss provision; and 2.) By entering this website and agreeing to be bound by this agreement, you affirmatively consent to conduct transactions in electronic form. ** Accelerated benefits may be taxable. We use the information we collect about you in order to provide our services, process your transactions, and provide customer service. You may have the right to request that we disclose certain information to you about our collection and use of personal information over the last twelve months. We may utilize website cookies to collect this information. While we generally try to link only to sites that share similar high standards and respect for privacy, we are not responsible for the content, products or services offered or the privacy and security practices employed by these other sites. This Privacy Policy applies to all services that are offered through the website. Some internet browsers offer the user a “Do Not Track” technology. The CCPA requires disclosure of this fact. Protecting your privacy when you use this website is our way of ensuring your trust in the programs we offer. For example, we will need personal information from you when you submit a question online, or request product information. Please note that your Billing Notice will reflect the exact premium. The following discloses our website information gathering and use practices and is limited to the protection and use of personal information collected by us in the online environment. I. You are solely responsible for all bill payments you authorize using the Bill Payment Service. •    We disclose personal information with third parties that we in good faith believe is appropriate to cooperate in investigations of suspected fraud or other illegal activity, situations involving potential threats to the physical safety of any person, or to conduct investigations of violations of the website’s Terms of Use or the Terms of Service Agreement, or as otherwise required by law. California Consumer Privacy Act: Privacy Policy for California Residents         A. Your insurance needs are highly individual, and the carrier, the service provider and the program administrator do not represent themselves as giving financial advice or advice on your individual insurance needs through this website and services.

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